Celebrating 5000 Twitter Followers! celebrating 5000 Twitter followers - msloydwrites

After years of engaging with followers, brands, influencers, and friends — I’m pleased to announce that we’ve passed the five-thousand mark on Twitter! 

It’s been an amazing ride. When I first joined Twitter, I didn’t realize how much it actually fit into my lifestyle. I also didn’t realize that Twitter would become my favorite app of all time. When I’m looking for up-to-date news or information, I can find it on Twitter. 

I’ve learned so much from business leaders and influencers like @WinnieSun who owns the Sun Financial Group. Joanne Corley (aka as “boss lady”) is the person who has been following @msloydwrites the longest. If you’re an influencer, consumer, or brand, there’s something on Twitter for everyone. 



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these 7 Twitter users have had a Huge impact on my journey to five-thousand followers! 









The Real Marsha Wright 

Serial Entrepreneur As Seen on TV


Marsha Wright is a social media influencer and television personality. She has her own inspirational hashtag used to uplift and inspire millions of Twitter users each week. 

Hashtag (s): #ThinkBIGSundayWithMarsha

Website: https://reciprocatenetwork.com

Categories: social media, entrepreneurship, television personality, CEO, business, leadership, female entrepreneurs 

Follow for an inspiration and a mental health boost Friday through Sunday on Twitter. 



JOann corley – Schwarzkopf

executive advisor


Joann Corley is a Global Management and HR Influencer who specializes in helping C-Level executives improve their leadership skills. She tweets regularly about leading by example, psychology in leadership, and common sense leadership strategies. 

Hashtag(s): #leadership, #HR, #management, #CSuite

Website: joanncorley.com

Handle(s): @joanncorley

Categories: leadership, entrepreneurship, business development, leadership development, consulting, CEO, business, leadership, female entrepreneurs, social influencer. 

Follow for advice on leadership development and business leadership advice. 



winnie sun 

wealth whisperer


Winnie Sun is a virtual keynote speaker, brand influencer, television personality, and host of a weekly financial awareness chat on Twitter.

They have featured her on popular networks like CNBC, Forbes, and NASDAQ.

Hashtag(s): #WinnieSun

Website: https://sungroupwp.com

Weekly Twitter Chat: #WinnieSun, Wednesdays at 11am Pacific Time on Twitter 

Categories: social media, entrepreneurship, television personality, CEO, business, leadership, female entrepreneurs, wealth management, social influencer. 

Follow for advice on wealth management and weekly Twitter chats on financial education.



Mindfulness wisdom

retired teacher – trainer


If you’re looking for daily inspiration, wisdom, and motivational content, definitely follow this account. Mindfulness Wisdom is an inspirational Twitter account that provides down-to-earth and realistic advice for overcoming life’s challenges. If you’re ever feeling down and out, scroll their timeline for real-life wisdom and advice. 

Categories: health and wellness, fitness, mental health, psychology, inspiration, motivation





all-in-one seo platform


The SerpStat team tweets out regular advice on how to improve SEO for blogs and websites. Along with regular updates and tips, this SEO group also hosts regular Twitter Chats that get the audience involved.

Hashtag(s): #SerpStat, #SerpStat_Chat

Website: https://serpstat.com

Weekly Twitter Chat: #serpstat_chat, Wednesdays at 12pm ET Twitter 

Categories: SEO, search engine optimization, SERP, SEM, search engine marketing, SEO tips

Follow SerpStat to learn how to improve your SEO. Ask questions to engage with the SerpStat team and the SEO community by attending their weekly #Serp_StatChat. 



Marcia Lynn-Paul 

“Freckle-faced poet”


Marcia Lynn Paul is a writing community influencer who tweets about writing tips, writing prompts, and provides inspirational writing advice. She regularly ignites thought-provoking conversations on Twitter in the writing community and beyond.  

Hashtag(s): #writingcommunity, #amwriting, #writingtips, #writingprompts #inspiration




ivan bres

“everything and nothing”


Ivan Bres is one of my most engaged Twitter followers. He always lets me know that the content I’m sharing is being received and appreciated by the quieter members of the audience. I can always count on Ivan to let me know if the content I’m sharing is adding value to the community! 

Follow Ivan Bres to interact with an engaged user and updates on cool giveaways and contests happening on Twitter.



Fun Twitter Facts! 


According to Brandwatch

There are 330 million monthly active users on Twitter 

145 million of these are daily users.

22% of Americans are on Twitter.

“707 is the average number of followers.

Click here to read the complete Brandwatch report.




Follow @msloydwrites on Twitter!





Important KPIs for Bloggers and Marketers

According to analytics experts like Investopedia, using analytics can help make better business decisions, improve content planning, and save both time and money when you identify challenges in your workflow.
People who use data analytics have the advantage of seeing the “bigger picture” over their competitors.

average inbound links per post

blog homepage visits

social shares per post

new leads and customers

View more KPIs like these at Hubspot

15 Blogging KPIs You Should Be Tracking

via Hubspot

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Michelle S. Loyd


msloydwrites - writer, marketer, influencer, #gamechanger

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Freelance Writing

Blogging | Ghostwriting



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7 Strategies for staying motivated — when you want to quit 

by: msloydwrites 




If you’re a freelancer or small business owner, the last 12 months have likely thrown you for a loop (along with everyone else.) Not only are you consumed with trying to maintain our health and stay safe from the coronavirus, we now have to cope with keeping the doors of our businesses open — amid the worst pandemic the world has ever seen. 

In this case, there’s no surprise that many of us are stressed-out, overwhelmed, confused, burned-out, and just plain ready to quit!

In this article, we provide 7 easy-to-follow strategies for helping you to stay motivated — even when you feel you want to quit. 

A guide for freelance writers and small business professionals. 



What’s Inside – 7 Strategies 

  1. Take a Break 
  2. Remember Why You Started 
  3. Set Smaller Goals 
  4. Try Something New Every Day 
  5. Eat Healthier Foods 
  6. Exercise 
  7. Talk to a Therapist 

motivational sign - breathe





Most of the important things in the world have been accomplished by people who have kept on trying when there seems to be no hope at all.” – Dale Carnegie 



7 Strategies for staying motivated – When you want to quit 




#1. Take a break 

It may seem counterproductive to take a break in order to avoid quitting, but it does actually work! The pace of life can feel overwhelming. If keeping up with the events of everyday life are weighing heavily on you — it’s okay to take a break. The consequences of not taking a break can be far greater than the consequences of being off schedule. We’ve had a lot to consider in the last few months. Taking a break is a simple way to give your mind and body time to catch up. 

#2. Remember why you started 

Important breakthroughs often happen when we feel like we want to quit the most. When you start feeling like you want to give up, close your eyes and remember why you started in the beginning. Remember when you started out on your latest venture or project, what goals and expectations did you have set for yourself? How far have you come from where you started? How close are you to achieving your goals? You may be closer than you think. Instead of quitting, follow the advice from step one and take a break instead.

#3. Set Smaller Goals 

When we set long-term goals for enormous projects like planning a wedding, buying a home, or opening a business, the magnitude of what we have to do to complete the project can send you into a tailspin. Good project managers and business leaders understand the importance of setting small goals to keep from getting overwhelmed. It may surprise you to see how quickly small efforts turn into a completed project.  

#4. Try Something New Everyday 

Keep your mind fresh and ward off boredom by trying something new every day. You don’t have to take on something large or unreasonable, start small by changing what you watch on television, picking up a book if you’ve stopped reading, or trying a new hairstyle. Making small changes in your everyday life can help break up monotony and boredom while giving you something new to look forward to each day.


#5. Eat Healthy 

It’s hard to think clearly or make good decisions when your mind is cluttered with too much information. Start cleaning up your thoughts by cleaning up your diet. Make sure you’re getting a healthy amount of water, fruits, and vegetables to keep your mind and body functioning at optimum capacity. If you’re not sure how to eat healthy, find tips and tricks for improving your diet on the _______________ website.


#6. Exercise 

With so much negative energy floating around, it’s easy to get stuck and feel weighed down. Relieve stress and anxiety by getting regular exercise. Your mind and body will thank you when you take a brisk walk, complete a yoga routine, or burn off steam on an indoor elliptical machine. In response to the pandemic, fitness app makers are offering unlimited access to Free exercise apps and tools.

#7. Talk to a Therapist 

If you’ve tried everything you can think of and you still can’t seem to pull yourself out of the dumps — talk to a professional. A licensed counselor or therapist can help you get to the root of what’s causing you to feel you want to quit. They can also provide viable solutions for helping you get “unstuck.” The good news is that even during the pandemic, affordable therapy options are available by using apps like BetterHelp, TalkSpace, and Doctor On Demand. 




Find more resources



Free Mental Health Resource List [Updated for 2o21]

Find blogs, online therapy resources, and recommended reading lists for mental health. 


Anxiety, depression, post-traumatic stress disorder, bipolar disorder, and related topics. 

Coronavirus Resource List

Stay up-to-date with information from the latest resources on the web.



Coronavirus, COVID-19, Business Resources, Health Resources 


Small Business Resource Guide

Get resources for small business owners, freelancers, and entrepreneurs. 

Free products, free trials, product recommendations, software recommendations. 


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Michelle S. Loyd


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Small Business owners, Freelancers, Gig Workers, and Solo Entrepreneurs: 

prepare for business success in 2021!

By: msloydwrites 

What’s Inside: 


  • Use technology to your advantage
  • Schedule Your Social Media Posts 
  • Clean Out Your Email Inbox 
  • Organize Your Workflow 
  • Improve Website Performance 
  • Take Advantage of Free Website Analytics Tools 

We’ve finally reached the beginning of 2021!

A new year means new opportunities for improvements, innovation, and preparing for success. In this article, we talk about ways small business owners, freelancers, entrepreneurs, gig-workers, and solopreneurs can set themselves up for success. Let’s start by learning how to use technology to our advantage. 



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USE Technology to your advantage!



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Try Grammarly Premium Free! 



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“Strive for completion — not perfection.” 


Schedule Your Social Media Posts 

Using automation software has been a lifesaver for me. Automating your social media posts can save you time and money. If you haven’t already started scheduling your social media posts — you’re already behind. It’s important to share regular (and relevant) content with your social media followers.

Regardless of how big or small your audience is. Social media marketing is an easy and free way to build relationships with potential clients, mentors, partners, and even competitors. 

Using social media automation tools can help you stay in contact with your audience on. a consistent basis. 

Some of my favorite social media automation tools are: 



Sprout Social 

Meet Edgar 

Zoho Social 


Each of these social media scheduling platforms offers a free trial for you to “test-drive” the software for making a buying decision. These services offer affordable monthly and annual plans for small business and individual users. 


Click here to Get 30 Days of Sprout Social FREE



Clean Out Your Email Inbox 

Have you ever thought about how much you rely on your email inbox to manage your business? Email is the easiest and fastest way to convey important information to business and personal contacts. I’m definitely taking my inbox more seriously this year. Here are a few tasks that i’ve completed so far.


  • unsubscribe from outdated newsletters 
  • Merge duplicate contacts 
  • Delete or archive old messages 
  • Check your email settings for multiple inbox users 
  • Centralize your email communications 


Add personal or business email accounts to Gmail so you can receive all of your messages in one place. Email managers like Front and the Gmail app for Mac are great alternatives to managing multiple email accounts individually. 


Don’t Forget to Update Your Contact Manager! 


Organize Your Workflow 

Business tools, cell phone, notepad

Getting more organized is one of the best ways to reduce stress for you AND your clients. Set up your workflow to make it easier for you to respond to the following. 

Email requests

Quote requests 

Customer Service Requests 

Create templates for responding to repetitive inquiries like service requests or quote requests. Having a template available can save loads of time when responding to an email or other online request. 

Using a Customer Relationship Management (CRM) tool is the easiest and fastest way to get organized. Today’s CRMs aren’t just designed for large or enterprise-sized businesses. There are CRMs specially designed for small businesses, solopreneurs, and freelancers that get the job done.


A few of my favorite CRMs are: 

Zoho CRM 

HubSpot CRM 

Nimble CRM 


The Nimble Social Contact Manager connects with popular social networks to complete your contact records. Find social media accounts for contacts on Twitter, Facebook, Instagram, and even learn their influence scores via Kred. This is my favorite integrated feature of the Nimble CRM platform. 



Improve your Website’s Performance 

macbook, laptop, blue background

Get more website users, visitors, subscribers, and generate marketing qualified leads by improving your website performance. Learn how to rank your website or blog using SEO and other blog-boosting strategies. Use keywords in your marketing on blog pages, social media, and landing pages. Get to know the Google Search Console to help you understand your website visitors, traffic, and SEO performance. 



Free website analytics tools –

Get Found by search engines


Google Search Console




SEM Rush – [free] Site Audit Tool

sem rush, search engine marketing, website analytics tools
Image source: semrush.com




WordPress Website Administration (5) Quick-Tips

wordpress, t-shirt with wordpress logo, computer


Update WordPress Plugins 

Update wordpress Themes 

Update Content on pages and posts

find and fix Broken Links 

Test Integrations for external apps

*Complete these steps regularly for optimum WordPress website performance. 




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Organization tips for small businesses & Freelancers

Organize receipts, invoices, and payment records in one place for easy access when filing your 2021 taxes. Keep in mind that there may be new tax rules and regulations going into effect next year. If your business received a stimulus payment or PPP loan under the CARES ACT, you may be subject to updated tax changes or additional deductions. Visit the IRS website to learn more about your individual situation. 

Recommended Organization and Finance Apps: 


  • Quickbooks – Self-Employed
  • FreshBooks 
  • Tax Act 
  • Chime  



kitchen counter top, cooking tools

-Your 2021 Recipe for Success-




Include the following three ingredients in your daily schedule: 


1. Exercise

2. Eat Healthier Foods 

3. Take Better Care of Your Mental Health 






Get a 30-day free trial when you subscribe! 

Essentials Course + 30 Day Trial!




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1. Exercise

Your body is your personal vehicle. In order to balance your physical health, mental health, and overall well-being, research has shown that we require at least a moderate amount of exercise. Adding a few minutes of exercise to your daily routine can boost your mood and shrink your waistline. Simple exercises to do at home –  vibration therapy, walking, treadmill, elliptical.


Training apps: NIKE Training Club , Peloton, Daily Burn




my plate, healthy eating, food recommendations

2. Eat healthier foods


As far as we know, we only get one body. The coronavirus has shown us the importance of taking good care of our physical health to ward off illness. Eating healthier foods is one of the best ways to prepare your body and mind to activate its natural defenses its natural defenses and ward off unwanted toxins and pollutants. 





3. Take Better Care of Your Mental Health

Mental Health Awareness is not optional for any of us anymore. Learn how to take better care of your mental health by doing research online and consulting with mental health professionals like counselors and therapists. 

Make Time for Downtime.


Mental Health Therapy Apps:
Doctor On Demand  





Key Takeaways 

graph notebook, pen


Upgrade Business Applications and Tools 

Update Software and Remove Outdated Programs 

Use Customer Relationship Management Tools 

Automate Social Media Marketing 

Use Blog Marketing 

Learn More About Website Hosting 

Learn More About Content Management Systems





Related Free Resources 

Mental Health Resource Guide 
Small Business Resource Guide
coronavirus resource page 





Need to hire a freelance writer?

Hire msloydwrites to support your next freelance writing, digital marketing, ghostwriting, or blogging campaign!


Michelle S. Loyd



Freelance Writing

Blogging | Ghostwriting



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 MonsterInsights, Small Business Saturday, WordPress Plugin Sales 


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New Feature Alert: MonsterInsights Popular Posts!

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“What separates good content from bad content — is willingness to take risks and push the envelope.”



Popular Posts

Wondering how to display your best posts on your WordPress website where users can easily find them?

Introducing the MonsterInsights Popular Posts feature for WordPress users!


MonsterInsights, the maker of custom WordPress plugins, has recently introduced a new feature that makes it easy to display your best products, pages and posts on WordPress. 

The new Popular Posts feature in the plugin. We’ll also talk about the benefits of using the plugin  to display top posts to generate leads, traffic, and subscribers on your website.


  • Designed for WordPress users.
  • Easy-to-Use Drag and Drop Editor
  • Boost your website traffic, subscribers, and conversions
  • Easily accessible from the WordPress admin

Get MonsterInsights!

MonsterInsights Black Friday Deals and Sales, SaaS Black Friday Sales 


MonsterInsights, WordPress Plugin Cyber Monday Sales 


MonsterInsights is an analytics plugin built especially for WordPress users. The MonsterInsights plugin provides WordPress admins with the same information as Google Analytics — in an easier-to-read format. The dashboard can be accessed from the WordPress admin and provides users with daily, weekly, and monthly updates on important website statistics and key performance indicators that tell you how well your website is doing. The latest feature of the plugin provides users with an easy way to display popular posts where they won’t be missed by potential leads and new subscribers. 

Display Popular Posts on WordPress

If you already use MonsterInsights for website analytics tracking, you’ll be happy to know there is a new “popular posts” feature that makes it even easier to display (and track performance) for your best WordPress content.

This long-awaited feature that tracks your WordPress data via MonsterInsights and Google Analytics —  has finally made it’s debut.

Monsterinsights users can now showcase their best content anywhere on their website. This means that your subscribers and users no longer have to dig through the archives or scour the web to access your top-performing content.

The Popular Posts and Contextual Insights feature is designed to help website owners, bloggers, marketers, and e-commerce store owners to get more page-views, improve engagement, (and keep more visitors on your site.)

The built-in drag and drop editor makes it easy to select the desired theme for your popular posts list and quickly display them anywhere on your site.

The plugin’s settings and features are easily accessible from the WordPress admin dashboard. Having the feature available inside of the WordPress menu makes adding your best content to prominent places on your website easy and simple.

One of the best things about this new feature is that the Popular Post and Contextual Insights plugin allows users to display up to 10 of their best articles at once!

When you use the popular posts feature of the plugin, your most popular posts and content are displayed within existing posts, sidebars, footers, and widgets. Content is selected via Google Analytics and lists are designed in an attractive format that makes it easy for users to follow links to popular articles, products, services and pages.

Advanced WordPress users will be happy to know that popular posts lists can be customized to match your WordPress theme.

Following are examples of customizable features.

  • Themes 
  • colors
  • fonts
  • layouts
  • customization options
  • add label text

Other options available for editing include: comments, shared count, and the curated option.

There is also an option to automatically add the top 5 performing post from the last 30 days when using the curated option.

The MonsterInsights popular posts list feature is beneficial for blogs and website with e-commerce features. Use the popular products feature to show off your top-selling products and inform potential customers about specials and sales.


Click the link below for instructions on

How to Display Popular Posts Lists on WordPress

via MonsterInsights

Bonus Feature: Contextual Insights 

Popular posts lists isn’t the only new feature included in the latest MonsterInsights WordPress plugin update. The latest version also includes a new feature called “Contextual Insights.”

This feature is designed to send automated notifications to your admin email. The goal is to proactively inform you about your website performance. Proactively resolve issues with your WordPress website.

Using Contextual Insights can help savvy marketers boost the amount of  marketing qualified leads, sales, conversions, and subscribers received with automated insights that help grow your business.

Contextual Insights helps helps drill-down the most important data about new and returning visitors for your WordPress websites.

Learn where the majority of your website traffic is coming from and how visitors are using your site. Are they using your site as a top-authority reference site? Linking to other sites? Ordering specific products and services? This bonus feature can help answer these important questions.

More WordPress-Powered Features from MonsterInsights

MonsterInsights has been deemed one of the best analytics plugins for WordPress users. In addition to providing access to the Popular Posts and Contextual Insights feature , the MonsterInsights plugin also provides users with access to the following features inside of the WordPress admin at-a-glance.


  • Google Analytics Dashboard 
  • WooCommerce Analytics 
  • Affiliate Link Tracking 
  • EU Compliance (GDPR) 
  • Form Conversion Tracking 
  • WordPress Ads Tracking 
  • WordPress Stats Dashboard 
  • Popular Post Tracking 
  • WordPress Event Tracking

Now that you’ve got the scoop on this long-awaited feature from MonsterInsights, you can publish your own popular posts and view relevant insights via the WordPress admin when you download and install this plugin.

Get Monsterinsights Now!

MonsterInsights, Small Business Saturday, WordPress Plugin Sales 

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Important KPIs for Bloggers and Marketers

According to analytics experts like Investopedia, using analytics can help make better business decisions, improve content planning, and save both time and money when you identify challenges in your workflow.
People who use data analytics have the advantage of seeing the “bigger picture” over their competitors.

average inbound links per post

blog homepage visits

social shares per post

new leads and customers

View more KPIs like these at Hubspot

15 Blogging KPIs You Should Be Tracking

via Hubspot


Freelance Writing

Blogging | Ghostwriting



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 MonsterInsights, Small Business Saturday, WordPress Plugin Sales 


Considering homeschooling your children due to COVID- 19?

In-person vs. Online Learning

Back-to-school 2020

Due to the lasting effects of COVID- 19, school districts nationwide are considering postponing in-person instruction until later in the year. Some districts are even considering starting in-person instruction after labor day (which falls in September of this year). Other parents and public school officials are concerned that students have already missed out on months of critical instruction due to the global impacts of the novel coronavirus that began in the US in March of this year.

Recently, a large school district in Indiana opened for in-person instruction. The result — was the school having to quarantine teachers and students on the first day. It appears that a returning student tested positive for the coronavirus, but not before engaging with other teachers and students.

Could homeschool, virtual learning, and distance-based instruction be the answer to the uncertainty? It appears that homeschool and other distance learning options are better alternatives for many families and school districts nationwide. So far, the majority of school districts nationwide are opting for distance learning and online instruction instead of in-person learning.


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If you’re considering home school due to COVID- 19 this year, you’re not alone. Currently, there is a heated public and political debate about whether America’s public and private schools should open later in the year or — if they should even open for in-person instruction at all.

Why more parents are choosing home-based learning this year:

  • School closings due to COVID- 19
  • Lack of quality instruction
  • Parents want to instill values
  • Child has an illness

More parents are considering homeschool this year. Primary concerns are COVID and lack of quality instruction in both rural and metropolitan areas.

How home school works

Home school, in simple terms, is happens when school-aged children are taught at home by their parents. There are some home school groups and associations where other adults act as teachers for groups of students. When children attend home school, their parents also become teachers. As a result of their new role as teachers, homeschooling parents use a combination of learning techniques geared towards educating children outside of a traditional classroom environment.

Parents who home school use the same steps as teachers in a traditional classroom to select curriculum and themed learning activities for the school year. Some of today’s home school students take part in age-appropriate field trips while others are able to participate in organized sports that are normally reserved for public and private school students.

For parents, deciding what curriculum to choose seems to be the most daunting task related to homeschooling. Get ideas on what curriculum to choose for your child by visiting your state’s board of education website. Online school options that offer learning packages often include pre-packaged curriculum options to choose from by age or grade level. Online learning providers like Time4Learning  make it easier to organize your child’s school year, track grades, measure progress, and automatically create printable transcripts for transferring and graduating students.

Home school 2020 —->>> How to get started

Today’s home school options include a variety of distance-based learning alternatives. The term “home school” includes parental-led home instruction, tutor-led instruction, online learning, public school-at-home, and distance learning. What all of these non-traditional options have in common is that learning takes place outside of a traditional classroom environment.

For many parents who have traditionally relied on public and private school options for K-12 education, the concept of homeschooling can feel new and daunting. With the global COVID-19 pandemic not showing any end in sight, many Americans are opting for home school, virtual school, or some combination of the two as a way to keep their children safe from the novel coronavirus pandemic that is showing no signs of slowing down.

The good news is that with home school becoming the more popular option is that that are more resources available than ever to help you get started. Now that you understand the basics about how homeschooling works, let’s look at a few home school methods that are available for today’s parents and students.

education resources by state

Back-to-school | 2020

Homeschool + Distance Learning Options

Guided Learning

Guided Learning – Working parents and parents who are new to the concept of homeschooling will appreciate the simplicity that guided learning options have to offer. Most guided learning interactions are simulations set up on a computer, tablet, or other compatible mobile devices. Guided learning activities allow for a parent to select an activity for their child to complete. Parents can choose the appropriate grade level and also select the intensity level of each lesson based on the learning habits of their child.


Tip: when setting up a guided learning activity for your child, if you notice that he or she is completing the activities faster than you expected, chances are the intensity level is too easy for them and needs to be adjusted to present a greater challenge. It’s important to monitor how your child responds to the change in intensity level when setting up guided learning activities. You want them to feel challenged, but not completely exhausted by their self-guided learning sessions.


Another popular method of homeschooling called “unschooling” is gaining in popularity as parents and educators realize that many children have the ability to choose their own learning path. Unschooling involves providing your child with a group of activities to choose from and letting them choose the activities they want to participate in for the day, week, or set time period.

Today’s unschoolers are excited learners and excelling at a rapid pace as learning becomes a fun adventure instead of a chore for them. Choosing this pathway requires a mutual bond of trust established between parents and their school-aged children.

Tip: Parents and students have to work together to establish reasonable goals and a system of measurement to track progress based on the child’s individual learning plan. Unschooling families can benefit from resources sites including their local state board of education website, unschooling groups online, and local school district support.

Free and Paid Homeschool Options

Public school-at-home – Offered by many state school districts. This option is based on the school districts curriculum and instruction methods for in-person learning. Public school-at-home options during the pandemic may include in-person learning, online learning, or 100% distance-based learning options.

Online learning options – Popular online learning providers offer full-year curriculum and instruction programs for distance learners. Popular online learning providers like K12 and Time for Learning, provide an easy-to-follow learning pathway for parents and students.

Home School Clubs + Associations

National Homeschool Association | NHSA

The National Homeschool Association is a member-based advocacy group that provides information, referral, and other support options for home school families. Membership in the NHSA provides parents and other home-based educators with access to home school courses for both home school teachers and students.
The NHSA provides information in their monthly newsletter on home school rules, laws, and regulations, and also offers a one-stop shop for new home school parents. The annual membership fee to join the NHSA has temporarily been reduced from $39.00/yr to $10.00/year.
visit the NHSA website

Home School Legal Defense Association | HSLDA

Learn about homeschooling requirements by state, special needs programs, important information for high-school students (and beyond). How to choose the right curriculum and planning your school year. Members get legal education on homeschooling laws and regulations along with educational support. The HSLDA provides parents and home-based educators with a variety of resources, tools, and strategies that make homeschooling a breeze.
learn about the HSLDA

Georgia Homeschool Education Association | GHEA

Information and resources for parents within The State of Georgia who suddenly find themselves homeschooling as a result of COVID- 19. Find videos, testimonials, how-to-guides, and community resources, state laws, policies, and important information for driver education and athletic participation programs for home school students who live in Georgia.
visit Georgia homeschool association


K12.com – Online Learning Platform | Grades K-12

K12.com is one of the leading online education providers for distance learners who require a non-traditional learning experience. This online platform offers a combination of learning options that include distance-based and in-person learning options for enrolled students. K12 offers non-traditional routes of study for advanced learners, college-prep students, and wide-variety of personalized learning options for non-traditional learners.
visit k12.com online

Education.com – Resource & Information Site | For Parents + Educators

Learn about homeschooling requirements by state, special needs programs, important information for high-school students — and beyond. The Education.com website can help you learn how to choose the right curriculum and planning your school year. Members get legal education on homeschooling laws and regulations along with educational support.
go to education.com

Time4Learning – Online Learning Platform | Grades K – 12

Time4Learning is another leading online education provider that offers education, curriculum, and instruction for students grades K-12.This online learning platform provides a complete teaching option that includes customized progress reports, teaching strategies, and individual learning plans for elementary through high-school aged students.
Getting started with Time4Learning only takes a few minutes as this intuitive learning platform does most of the work for you. Sign up for the Time4Learning affordable monthly subscription and begin your home school journey with ease!
visit time4learning online

Click the link below to find resources provided by the United States Department of Education.

education resources by state



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Michelle S. Loyd


Writer, marketer, influencer, #gamechanger. Freelance writing + blogging. Popular topics: psychology, mental health, digital marketing, information technology. Follow @msloydwrites on social!




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July 10, 2020
by: msloydwrites

Feel like 2020 has been a rollercoaster ride so far?

When you ask most people, they will probably tell you that 2020 has been something of a rollercoaster — to say the least.  Out of the blue, we’ve all been hit with a global pandemic, worldwide social unrest, rampant unemployment, the rise of hate speech on social media platforms, and countless other stressful factors that have most of us eagerly looking forward to 2021. And it’s only July. 

With so many unexpected things going on at once, there is no wonder that issues with mental health are on the rise.  Chronic mental health issues like anxiety, depression, and post-traumatic stress disorder affect around 43 million people annually. 

These statistics were discovered before the events of the recent past that have caused many of us to experience levels of stress we could have never imagined before. 

National Alliance On Mental Health
NAMI – US Mental Health Statistics

“Millions of people are aected by mental illness each year.  Across the country, many people just like you work, perform, create, compete, laugh, love and inspire every day.”

National Alliance on Mental Health 

If you’re among the millions of people who suffer from chronic anxiety, you know how debilitating the effects of anxiety can become over time. Having anxiety can make you feel like you’re constantly having to look over your shoulder and become hypervigilant to avoid a potential catastrophe. In this article, we provide you with ten tips to help relieve the symptoms of chronic anxiety naturally in everyday situations.

Symptoms of Everyday Anxiety 

According to the National Institue for Mental Health (NAMI), almost twenty-percent of adults in the United States suffered from an anxiety disorder within the last year. This means that nineteen percent of adults in the US struggle with chronic anxiety each year. The negative effects of anxiety can become debilitating or morph into physical conditions that can begin to affect your health over time.

Wondering what suffering from chronic anxiety actually feels like? People who suffer from issues with chronic anxiety report a range of uncomfortable symptoms that can last for days, weeks, or even years without assessment, diagnosis, and treatment. Following is a list of anxiety symptoms as reported by the Mayo Clinic. Take note of any recurring symptoms and seek the advice of a medical professional if you feel anxious, depressed, or not like yourself. Your primary care doctor can provide you with a series of tests and assessments that can detect and diagnose issuers with medical or mental illness. If your primary care physician diagnoses you with a mental illness like an anxiety disorder, they can also provide you with treatment options that include lifestyle changes, medication, and therapy. 

Looking for easy ways to reduce anxiety while under quarantine or lockdown?

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12 Symptoms of Chronic Anxiety

1. Feeling nervous, restless or tense
2. Having a sense of impending danger, panic or doom
Data Source: The Mayo Clinic
3. Having an increased heart rate
4. Breathing rapidly (hyperventilation) 
5. Sweating
6. Trembling
7. Feeling weak or tired
8. Trouble concentrating or thinking 
9. Having trouble sleeping
10. Gastrointestinal (GI) problems
11. Having difficulty controlling worry
12. Urge to avoid things that trigger anxiety

If any of these sounds like you, the good news is that — there is help available. The first step to feeling better is to contact your primary care physician to let him or her know you’ve been having ongoing issues. There are online doctors and mental health professionals who can help if you’re stuck at home because of the coronavirus. 


10 Tips for Reducing Everyday Anxiety

Anxiety Reducing Tip #01

Focus on the positives.

Many people suffer from anxiety because they haven’t learned how to accept both the ups and downs in life. With all things being equal, we can expect to have good days and bad days in our lives. In this case, we should teach ourselves how to focus on the positives — even when the going gets rough. If you aren’t sure where to begin, talk to a licensed medical professional or therapist. Popular behavioral therapy techniques like cognitive-behavioral therapy have been shown to get results in a little under twenty weeks for some. 

Anxiety Reducing Tip #02

Choose your attitude

Do you believe in the concept of mind over matter? Your brain does. Your brain operates based on the information that you supply it with. This means that if you’re constantly telling yourself that you’re having a bad day, chances are you’ll end up having a bad day. Stop negative self-talk by choosing your attitude and making a conscious choice to focus on the positives. Remember that there are always three sides to any situation — your version, their version, and the truth. Allow yourself to account for the potential unknowns and choose to take the high road to reduce anxiety. 

Anxiety Reducing Tip #03

Contact a therapist

If you’ve been feeling overwhelmed, sad, depressed, or just not yourself lately, seek support from a licensed mental health professional after scheduling a check-up with your primary care provider. If your physician provides you with a clean bill of physical health — and you’re still feeling run-down or down in the dumps, the next step to take is to enlist the support of a licensed therapy professional.

Anxiety Reducing Tip #04


If you’re feeling anxious, the last thing you probably want to do is exercise. Moving your body can help temporarily take your mind off ruminating thoughts or worries about the past, or what may be coming in the future. Exercising helps to center your mind and eases anxiety naturally when pleasure chemicals are released in the brain.

Anxiety Reducing Tip #06

Take a break from the internet

The hostile climate of social media is beginning to take a serious toll on the hearts and minds of social media users. Do your psyche a favor and set time aside to completely disconnect from the internet. This means no checking your phone, laptop, tablet, or any other available device. Taking the time to reconnect with yourself and your family can help to ease the added stress and anxiety that today’s social media activity can heighten.

Anxiety Reducing Tip #07

Distance yourself from toxic people

Spending time with people who seem to have everyone’s best interest at heart (except yours) is a great way to drain your energy. Another side-effect of spending too much time with toxic people is that you feel like you’re not accomplishing the goals that you’ve set for yourself in life. If you’re having trouble identifying the toxic people in your life — here’s a clue:


Toxic people specialize in dashing the hopes and dreams of the people around them without providing a fair, realistic, or alternative solution.

You can find toxic people everywhere you go. Don’t be surprised to find toxic relationships in close friendships, dating, and married relationships, in the workplace with co-workers, and even in employer, employee relationships. 

If you or a loved one are in a toxic relationship that has progressed into verbal, emotional, or physical abuse, contact The National Domestic Violence Hotline for support.

Now that you have an idea of how to spot the negative nellies in your life — whether or not you stick around for their next negative update — is completely up to you. However, be prepared for your mental health and other critical areas of your life to suffer if you refuse to distance yourself from the negativity of toxic people.

Anxiety Reducing Tip #08

Be honest with yourself

The best way to get what you want out of life — is, to be honest about what you want. This starts with telling yourself the truth about even the smallest details. Learn how to be honest with yourself and not be swayed by the ideas and opinions of others who loudly critique your ideas and tell you why you “shouldn’t think this way.” We all get to choose our own pathways in life. Those that are supportive of your individual goals and dreams will also be supportive of self-honesty. Being honest with yourself helps you keep your life on track and avoid the pitfalls of negative people and situations that don’t make the cut.

Anxiety Reducing Tip #09

Drink water

The majority of our bodies are made up of water. Whether you like the taste of water, don’t have time to drink water, or whatever excuse you’re telling yourself lately to keep from drinking the proper amount of water — water is indeed the elixir of life. Water powers the most important part of your body. Your internal organs like your heart, lungs, kidneys, etc. need water to stay hydrated so your body systems can flow. Not drinking enough water can result in dehydration. Severe cases of dehydration can lead to more serious health concerns that could have been avoided by simply taking care of yourself. Using apps on your phone that reminds you to drink water, and keeping a stash of water nearby are two great ways to make sure that you get the amount of water that you need for top performance.

Anxiety Reducing Tip #10


I’m not sure when burning the candle at both ends became the new normal. I do understand that burning the candle at both ends is the quickest way to throw your body into a negative cycle that can lead to fatigue, health issues, and severe mental health issues like burnout. Having experienced the effects of workplace burnout myself, I can tell you that it’s definitely not a walk in the park. Getting the proper amount of rest is one of the best ways that you can honor your body.


As a life-long anxiety sufferer, I can honestly say that I’ve practiced each one of these tips — together and individually — and consistently get results. The reality is, that no matter what is going on in our world, including global pandemics and charged political climates, we still have to make self-care a priority. Even more so now than ever. The best way to stay mentally fit and alert is to learn to recognize the symptoms of burnout, overwhelm, and anxiety in your life — as soon as they happen.



Waiting too long to take care of your mental health can lead to the development of more serious issues. Medical issues can be aggravated due to unmanaged mental health issues. Many people aren’t aware that prolonged instances of unresolved anxiety in the body can have devastating effects on your mind and body — if left unchecked. Remember, your mental health is just as important as your physical health. 


Related – How to Organize Your Life Using Free Apps From Google Play and The App Store

coronavirus (COvid-19) resources

US Small Business Administration – COVID Relief

198 Free Tools To Help You Coronavirus

 Economic Injury and Disaster Loan Application

Centers for Disease Control and Prevention

World Health Organization

 State + Local Health Departments – United States

**Contact your state, county, municipal or local government for details on available resources in your area. Some resources and relief options are area specific. 

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Being stuck at home doesn’t mean you can’t eat healthy food. Freshly is offering a special for $25.00 off your first two orders. Click the image on the left or the link above to take advantage of this offer. 

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Looking for easy ways to beat stress and anxiety? Getting more organized could be the answer. 


Have you been thinking about getting more organized — and you’re not sure where to start?

You’ve come to the right place. In this article, we talk about how to organize your life using apps for creating lists, organizing your personal finances, and managing your physical and mental health.

Getting more organized can help ease stress and anxiety as you become more confident by knowing that you’ve prepared yourself to handle any situation.

Using apps for organization can give you a birds-eye view of important tasks and responsibilities in your life at a glance.

Free organization apps can help you develop a process for organizing the most important parts of your life.

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There are free organization apps available to help you manage business expenses, household expenses, appointment reminders and calendars automatic bill pay, health, and wellness apps that remind you to exercise and nourish your mind and body.

The following are examples of free apps that can help you organize your life. Some of the apps mentioned here have freemium options that provide in-app upgrades and unlock additional features. All of the apps mentioned here are available as a free download on the App Store or Google Play Store for Android. Today’s apps are downloadable powerhouses for our phones, tablets, desktops, and laptops that can help keep our lives on track at the click of a button. 

Free list-making apps for home, school, + business

Trying to remember too many details at once can become overwhelming. Many people aren’t aware that we make mental notes of millions of details and pieces of information every day.

As a matter of fact, according to Information Theory, “our brains the human body sends 11 million bits per second to the brain for processing. Yet, the conscious mind seems to be able to process only 50 bits per second.” This means there are potentially massive amounts of unprocessed data floating around inside of our heads. Using lists, apps, and other organization tools can help us to make more sense out of all of this available data.

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Using lists and list-making apps for organization may feel strange at first. Over time, you’ll feel more relaxed as you begin to take control of your time.

Examples of some of my favorite free apps for making lists are listed below.

Twitter – Keep up with business contacts, partners, leads, and competitors using Twitter lists. The lists feature on Twitter makes it easy to keep up with important people, contacts, and top brands. Organizing important contacts into Twitter lists is as easy as creating a new customized list from your Twitter profile. Once you create your list and find the username (handle) of the person you want to add to your list. The last step is to click the more button on their Twitter profile to add them to a scroll-able and shareable Twitter list. That’s it! 


Google Docs – Using docs makes it easy to brainstorm writing ideas,  marketing content and exchange files with team members. Creating a Google doc or spreadsheet only takes a few minutes and anyone who has an active Google account can use docs. I use Google Docs to create blog posts, web pages, notes, and reports. Docs is free-to-use for individual and business users. Google also offers an additional suite of features and integrations for docs users that makes it easier for business and professional users to communicate. A current list of Google Docs features and integrations can be found by clicking here


Free list-making apps we love!



Google Keep



Free apps for organizing business  and personal finances

You don’t have to be rich or wealthy to put your finances in order. Learning to budget and track your finances is an easy organization step to take. Start by keeping track of your income and spending to discover how much you’re bringing in versus how much you’re spending.

Personal finance apps make it easier to track and manage your income and expenses. Looking at the numbers on screen may give you a different perspective on what is considered a necessity, expense, etc. Taking control of your finances can help you feel more in control of your life and less susceptible to unexpected financial negatives like becoming past-due on bills, getting evicted, or having your car repossessed.

Popular Business and Finance Apps



Credit Karma



Health and wellness apps reduce stress, anxiety

Using health apps like food trackers and mental health apps can help you to reduce anxiety at work and at home by reminding you to take care of important medical and mental health-related needs.

There are health and wellness apps that provide calorie counters, step counters, food trackers, water intake, and more.

Popular therapy apps like Betterhelp give at-home users the option to chat live with a licensed therapist any time of the day or night. Therapy apps like Betterhelp and mindfulness apps like Fabulous, and Welltory are making it easier for us to interpret important signals from our minds and bodies that are telling us it’s time to slow down.

With the heightened levels of stress impacting millions of people simultaneously worldwide, it’s critically important that we each learn how to practice self-care. You may think you don’t have time to fit in a daily practice of self-care, however taking 5-10 minutes out of your day to devote only to you isn’t too much too ask.

Free Health and Wellness Apps





Dr. On Demand

Everybody has its own unique language. If you learn to listen to your own body language, you may be surprised at what you find. As parents, employers, and caretakers, many of us know our spouses, partners, friends, and children’s body language better than our own.




Drink Water

Learn Your Limits

Honor Your Emotions

The more you pay attention to your physical needs you may find in a few days or weeks that you feel much better. When your body or mind is pushed to their limit — even a small improvement can make a difference.

Be proactive and avoid burnout and other stress-related issues by learning to listen to the signals your body is giving you.

Using free apps to help organize your life is an easy way to start. For example, when you have a headache, this may mean you’re dehydrated, overwhelmed, tired, or even hungry.

Using health reminder apps like Welltory or the water reminder app will remind you at regular intervals to drink water, stretch, exercise, and take deeps breaths. It may seem like these things come naturally, however, the prolonged effects of stress can throw our mind and body systems out of whack and we can find ourselves “tuned out” as a result.

It’s important to understand that each one of our bodies has its own way of telling us what’s going on. Learn to read your own body language to make sure you’re providing your body with the proper amount of food, rest, exercise, and nutrition. Using free apps can help.

Food Delivery Options and Apps For People Affected by COVID- 19

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Related Reading: 10 Tips For Relieving Anxiety In Everyday Situations.

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“Some of the most beautiful chaptes in our lives won’t have a title until much later.”

It’s’ easy to keep a positive attitude when things seem to be going your way. But what do you do when things seem to be going completely in the opposite direction of what you expected? Enter COVID-19. The coronavirus is a disease that stems from a family of viruses named SARS-CoV-2. This novel and never seen before coronavirus is responsible for the worldwide outbreak and global pandemic that has brought the entire world to its knees. As a result, many of us are on lockdown, quarantine, or self-quarantine in a worldwide effort to slow the spread of the virus.

The key to keeping a positive attitude during trying times like these — is to stay focused. While this may sound like it’s easier said than done — staying focused during trying times is the best way to get through a rough patch while keeping your sanity intact. In this article, we talk about 4 ways to stay focused on the positives when everything in your life seems to be out of control.

1. Be honest with yourself.

If preserving good mental health and sanity is your goal during times of uncertainty, being honest with yourself is the quickest way to put things in perspective. Being honest with yourself clears a mental path for “real” solutions that can help keep you focused and moving forward regardless of what obstacles may lay ahead.

It’s okay to not know what’s coming next. The important thing is to know that you are mentally prepared for any challenge that may arise and that you can overcome it. Not being honest with yourself places you in danger of missing important facts or information that you need to stay safe and mentally alert during these uncertain times.

2. Practice extreme self-care.

It may seem strange to talk about self-care when everything in your life is turned upside down, but it’s necessary. Taking the time to spend at least a few minutes doing what you love is a great way to take your mind off negative circumstances happening around you and gives you a fresh perspective on the situation.

Self-care doesn’t look the same for everyone. Some of us like to snuggle up with a good book, journal our feelings, or spend time cuddling pets. For others, self-care may look like a candlelit bath, indoor exercise, or talking on the phone with a trusted friend. Whatever self-care happens to look like for you — when times are tough, more self-care is needed than ever before.

3. Follow a regular schedule.

The last thing you need in times of uncertainty — is more uncertainty. Create a daily schedule for yourself and your family so that everyone knows what is expected of them throughout the day. Examples of important tasks to add to your daily schedule are — breakfast, lunch, and dinner, exercise, work, and school-related activities, bathing and grooming, and downtime.

Following your daily schedule gives you a sense of normalcy in your life that is often missing during times of crisis and uncertainty. Keeping yourself and your family on track is the best way to avoid falling into disorganized chaos, boredom, or depression as we all struggle with adjusting to our “new normal.”


“Trust the wait. Embrace the uncertainty. When nothing is certain — anything is possible.”

4. Stay focused on the positives.

While it may be tempting (and easy) to look at all the negative aspects of an uncertain situation, it’s not really necessary as the negatives speak for themselves. Focus on what’s going right and give yourself a pat on the back for keeping your shit together in the meantime. Otherwise, you may find yourself quickly falling into a spiral of negativity and self-defeating thoughts. These kinds of thoughts can make a bad situation feel ten times worse. Stay positive — regardless of the chaos that is happening around you.

In the meantime, keep following the medical advice of your local representatives and public health officials and remember — we’re all in this together. Stay focused, stay alert, stay safe.



About Michelle S. Loyd — msloydwrites ?

Michelle S. Loyd, BA, MHRM, MISM

Freelance Writer. Marketer. Influencer. #GameChanger

Ms. Loyd is a mental health advocate who personally understands the daily struggles of others living with mental health concerns including anxiety.

Michelle currently enjoys writing uplifting and informative articles on the topics of mental health including anxiety, bipolar, post-traumatic stress disorder, and depression.

Other topics of interest include — artificial intelligence, psychology, technology, artificial intelligence, and space exploration. 

These articles provide a humanistic view of the challenges today’s society is facing together with realistic expectations and manageable options for change.

Connect with @msloydwrites online!

Twitter | Instagram | LinkedIn | Blog


Feeling confused about which news updates to follow, believe, or even understand about the Coronavirus?

(You’re not the only one. )

If you’ve been wondering where to get the latest accurate news updates about the recently declared worldwide pandemic, COVID-19, we’ve put together a few resources to make it easier for you. Remember to use verified resources and not gossip or hearsay when making important decisions regarding using social distancing, shelter-in-place, and self-quarantine measures.  In this article, we’ll provide you with information on where to get the latest and most accurate coronavirus updates — straight from the source. Here’s the list.

Resource #1 – World Health Organization

The World Health Organization (WHO) is a global organization that works to promote health and safety worldwide. The WHO is responsible for diagnosing, monitoring, and providing public health information on public health issues that affect the world at large. The latest global pandemic of COVID-19 was declared by the WHO.

**This organization updates global information related to the coronavirus every 24 hours on its website.

Resource #2 – Centers For Disease Control (CDC)

You’ve probably heard about the CDC before now, if you aren’t sure who they are or what they do, here are the basics.

The Centers for Disease Control and Prevention headquartered in Atlanta is the US branch of the US Department of Health and Human Services. According to the CDC homepage, the organization’s mission is to protect the health and safety of US citizens at home and abroad. The CDC works in concert with state, federal, and global agencies to diagnose, assess, and counteract public health issues.

**This organization updates the information for COVID-19 regularly on its website.


Resource #3 – Twitter’s Social Networking Site 

While it may seem strange to reference Twitter in finding the latest coronavirus news, it’s really a useful and up to the minute tool. If you have a Twitter account, you can find local resources that apply to your specific, county, state, region, or city. Many school districts and public health facilities are updating their communities online using this popular social media platform.

Examples of related accounts to follow for coronavirus news on Twitter are:

Local Health Departments
School Districts
State Websites
World Health Organization
Centers for Disease Control

You can also follow @msloydwrites organically curated Twitter list — for a real-time stream of updated and reliable sources.

**Information on Twitter is often updated in real-time and may not be verified in advance. Always check with official sources to verify information found on this or any other social networking site.


Join The Conversation!

While these aren’t the only sources providing regular updates on the coronavirus, due to their interest in public safety as it relates to containing COVID-19, they are likely to be some of the most accurate.

If you have information to share about available resources in your area that are reporting reliable information feel free to share in the comments below or @msloydwrites on Twitter in reference to the article.

For the moment, we’re continuing to follow the advice of local, state, and public authorities including the WHO recommendations outlined below. Stay safe everyone!


Recommendations and advice from the World Health Organization


  1. Wash Your Hands Frequently
  2. Maintain Social Distancing
  3. Avoid Touching Eyes, Nose, And Mouth
  4. Practice Good Respiratory Hygiene
  5. If You Have A Fever, Cough, And Difficulty Breathing – Call Your Healthcare Provider Immediately.

Want to get more updates like these?

Subscribe to the blog or follow @msloydwrites on Twitter for more updates.

About Michelle S. Loyd — msloydwrites ?

Michelle S. Loyd, BA, MHRM, MISM

Freelance Writer. Marketer. Influencer. #GameChanger

Ms. Loyd is a mental health advocate who personally understands the daily struggles of others living with mental health concerns including anxiety.

Michelle currently enjoys writing uplifting and informative articles on the topics of mental health including anxiety, bipolar, post-traumatic stress disorder, and depression.

Other topics of interest include — artificial intelligence, psychology, technology, artificial intelligence, and space exploration. 

These articles provide a humanistic view of the challenges today’s society is facing together with realistic expectations and manageable options for change.

Connect with msloydwrites online!






mental health awareness


Are you still confused about how mental health care and insurance work together? 

If you are — you’re definitely not alone. As the importance of self-care and improved mental health care are a few of the hot topics of the day — there’s no wonder that health insurance companies and major employers are making the investment into employee behavioral health care benefits.

In this article, we discuss the Mental Health Parity and Addiction Equity Act MHPAEA including who’s covered, who’s required to provide benefits and how substance abuse and drug addiction factor into the equal opportunity health care act.

Let’s start with the basic provisions of what the MentalHealth Parity and Addiction Act and what it covers.

Mental Health Parity & Addiction Equity Act – Benefits, Services, and Eligibility

The Parity Act (enacted in 2008 and amended in 2010) requires large employers who provide health insurance benefits to their employees to provide comparable benefits for medical and mental health care services under their group benefits plans.

A major component of the act changes how mental health care benefits are assigned. The MHPAEA federal law enacted in 2008 makes it possible for group health benefits plan subscribers to receive equal coverage for medical and mental health care. This includes all financial payments for deductibles, co-payments, and annual out-of-pocket limits. 

Many employers (and employees alike) aren’t fully aware of the provisions included in the federal act that now offers coverage for mild to severe mental health treatments at the same coverage level as other medical health care based services. 

Eligibility — So, who’s eligible for coverage under the MHPAEA? People Insured through their employer (or other large group health plans) are eligible for coverage under the act. People who are uninsured or underinsured (including those who qualify for state benefits like medicare or medicaid) can also receive mental health coverage under the MHPAEA.


An important change to the Parity Act happened in 2010. They amended the act in 2010 to include behavioral health coverage for individual insurance plans. 

Want to learn if your employer covers mental health services under your insurance plan? Contact your insurance benefits provider directly to learn more about what type of coverage you have.

MHPAEA Benefits – Equal benefits with no lifetime limits for mental health disorders, mental illness, substance abuse disorders. People are eligible to receive medical/mental health treatment from licensed and board-certified providers in their state of residence.


Covered mental health services include: counseling, psychotherapy, medication management, referrals, case management. 


Mental Health Services – With over 43 million people in the US suffering from mental health disorders annually, the MHPAEA was introduced at an opportune time. As we become more aware of the mind/body connection, we’re learning that mental health care and physical health are equally important.

Gone are the days where mental health was considered a secret or stigma. Under the MHPAEA, consumers, employees and employers alike are finally getting the mental health services they need.

According to the NationalInstitute for Mental Health (NIMH), the following are statistics related to the prevalence of mental illness and mental health disorders in the United States. 

The NIMH reports that at least 46.6 million adults in the United States live with mental illness annually. 

(5) Common Mental Health Disorders In The United States 

  1. Anxiety – a nervous disorder characterized by severe anxiousness, unease, panic attacks, and compulsive behaviors. 
  2. Depression – a medical condition that causes sadness and loss of interest in activities you used to enjoy. Also known as major depressive disorder (MDD). 
  3. Post-traumatic stress disorder – a condition of severe mental and emotional stress in response to a traumatic event or psychological shock. They associate PTSD with sleep disturbances, flashbacks, and anxious behavior. 
  4. *Bi-polar disorder – a mood disorder marked by periods of emotional highs and lows that vacillate between elation and depression. 
  5. *Schizophrenia – a serious and long-term mental disorder characterized by faulty perception, inappropriate actions, and a fragmented mental state. 

*Conditions marked with an asterisk are “severe or serious” according to medical and mental health professionals. Severe conditions require a higher standard of care that involves intensive monitoring, psychotherapy support, and inpatient hospitalization. 

Serious mental health effects can limit or impair functioning and lower the quality of life of someone who has serious mental health issues. A person with mental health issues may have trouble concentrating, completing everyday tasks like self-care routines, and maintaining employment. 

Who “Doesn’t” Benefit From The MHPAEA?

Self-Employed, Freelancers, Entrepreneurs, And Other Independent Workers

People who are self-employed won’t benefit from the MHPAEA. They don’t qualify for coverage under the federal parity regulations. Other mental health options for people who are self-employed can be found through free, reduced, and low-cost mental health care options.

Popular online providers like BetterHelpDoctor On Demand, and Talkspace offer online access to licensed medical doctors including psychiatrists and other mental health professionals online.

Uninsured – People who opt for no health insurance coverage at all aren’t able to take advantage of the provisions included in the Mental Health Care Parity Act. This is because individuals with no insurance coverage aren’t eligible to receive services under an employer plan, individual plan, or state-sponsored plan.

If you find yourself in this situation, don’t be afraid to seek free or low-cost mental health care services from public health care clinics or online — instead of opting to bypass mental health care. 

Upcoming: Free and Low-cost healthcare options for freelancers (and self-employed writers and marketers).



Writer. Marketer. Influencer. #Gamechanger 


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What Happened to Last Year’s Resolutions??

As we bring 2019 to a close and reflect on our accomplishments, how did you do? Did you meet the goals that you set for yourself at the beginning of the year? If not, did you at least make steady progress toward your goals? Every step counts — congratulations on making it through another busy year. Whether you met the goals that you set for yourself this year, or you still have more work to do you, we can all agree that 2019 was a whirlwind year!

We’re pleased to say that one of the most controversial topics of our time — mental health care — is finally getting the attention it deserves. In this article, we touch on a hot topic in mental health news — mental health care in the workplace. Keep reading to learn what we’ve discovered about mental health in the workplace this year — plus get links to some of the best mental health resources available online.

Chronic Mental Health Issues + Workplace Stress

If you suffer from issues with chronic mental health like depression, anxiety, or post-traumatic stress disorder (PTSD), then you already know how hard it can be simply getting out of bed each morning. When we add in the daily responsibilities of caring for families, children, and spouses, mental health issues can become amplified even more. What’s even scarier about this part — is that we haven’t even mentioned going to work yet. (Or, taken care of ourselves.) 

Unless you’re declared fully disabled by a doctor or other licensed medical authority, chances are that you have to learn to live and work — with the painful symptoms of chronic mental health. For people suffering from symptoms of anxiety, sometimes just the “thought” of going in to work itself, can trigger a panic attack. So what do you do when you have no other alternative? You grin and you bear it — right? This is absolutely the worst thing you can do for your mental health.

We’ve learned this year that taking care of your mental health is just as important as taking care of your physical health. We also learned that workplace burnout is a real thing and now has an official diagnosis in the latest version of the AmericanPsychological Association’sDSM-5. Lack of either form of health care can cause debilitating physical and mental symptoms that only get worse over time — if left untreated. Work stressors are a leading factor in contributing to the negative effects of mental health symptoms for today’s employees. Some studies have even shown that people experience more medical episodes like panic attacks and heart attacks on Sunday evenings and Monday mornings at the beginning of the workweek.

Mental Health Care Is Becoming A Priority for Employers

Medical doctors, therapists, and mental health advocates are bringing mental health awareness to the forefront of medicine and making it a priority. According to Inc. magazine, top companies are taking notice and making better mental health care a priority. Big brands like Starbucks have spoken openly about making changes to improve their mental health care. There have even been legal standards created to assure that people who suffer from chronic mental health issues have access to the same mental health and medical health benefits via their health insurance providers. These regulations fall under the MentalHealth Parity Act.

The Effects of Workplace Stressors on Mental Health

We are just beginning to learn that the effects of traumatic experiences in our lives can contribute to the development of complicated mental health issues like complex post-traumatic stress disorder (C-PTSD). It may surprise you to learn that exposure to traumatic experiences isn’t limited to our personal and private lives. Traumatic experiences can also happen in the workplace. When issues that affect employees’ welfare or mental health state are left unaddressed, complex mental health issues can develop as a result. The following are examples of workplace issues that can contribute to the development of chronic mental health issues such as depression, anxiety, post-traumatic stress disorder, and workplaceburnout.

Workplace conditions that can contribute to mental health decline or burnout:

Underemployment / Low Pay

Working a full-time or part-time career and still being unable to cover living expenses (paycheck-to-paycheck) can take its toll on your psyche. 

No Advancement Opportunities 

People in positions where advancement is thwarted often experience negative mental health effects. Examples where this is common are “glass ceilings”, nepotism, sexism, and racism.


Contrary to popular belief working long hours with lack of breaks, sleep, or eating is not a recipe for success — It’s a recipe for burnout.

Sexual Harassment 

People who experience sexual harassment by a coworker, supervisor, manager, or company owner will probably experience high levels of anxiety. 

Devalued Employees / Contractors

Employees often feel devalued when they have little or no access to proper equipment or training to complete their jobs.


The bottom line is — your mental health care is critically important to your overall well-being. (This is true both inside and outside the workplace.) When you’re preparing to set next year’s resolutions, be sure to put your mental health care at the top of your list. If you want to learn more about how mental health care is affecting people in the workplace (and where to get help) — subscribe to our newsletter to receive updates on our upcoming Mental Health in The Workplace series beginning in January 2020.

Wishing you the happiest of holidays and good mental health!

~ msloydwrites

Mental Health Parity Act (For Employers and Employees)

Online Therapy Options for Rural, Remote, and Telecommuting Employees

Learn How to Create A Work Environment That Promotes Good Mental Health

Medical Health vs. Mental Health Care — Which is More Important?

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Are you a writer, marketer, or business professional that spends a lot of time using Google Docs? If you’re a regular Docs user, chances are you’d like to learn more about shortcuts that cut your productivity time in half. In this article, we provide you with a few shortcuts to help you write blog posts, business docs, and other web content even faster — using Google Docs. Let’s start with the basics. 

Google Docs – The Basics

The Docs program is a free online word processing program that makes it easy for people to create, collaborate, and share documents. Docs comes in especially handy for distributed teams that need access to a universal document storage system. Google Docs syncs with many popular business applications and also has built-in collaboration features that let users communicate within Docs.

Users from any location can login to their individual Google accounts and work together on shared projects. Project collaborators can create documents (together) from anywhere they have a solid Internet connection (and access to the Docs application). Docs is available as a built-in app for Chromebooks, Android Devices and Tablets, and is available for download on all the major mobile app stores. This powerful word-processor and communication platform is one of the most popular programs around for writers, marketers, and productivity focused business professionals.

Google Docs – Shortcuts

There are several hidden functions built-in to the Google Docs platform to help increase the quality of your content. These productivity boosters come in the form of keyboard shortcuts., apps, extensions, and plugins. In this section, we’re going o lool at keyboard shortcuts.

Google Docs keyboard shortcuts work for computers including — PCs, Apple Macs, and Chromebooks.

Some of the shortcuts (provided below) also work across mobile Android and iOS devices. The following are examples of some of the best shortcut features available for computer users. Google provides built-in shortcuts for text formatting, document formatting, image formatting, and more. Let’s look at a few examples.

Keyboard Shortcut Examples for Chromebooks, PCs, and Macs

Ctrl + / = opens all shortcuts menu (so you don’t have to remember them)
Ctrl + Alt + 3 – Format documents quickly using the
Ctrl + Alt Test
Ctrl + B bold
Ctrl + K insert web link

Click here for a full list of all Docs shortcut features.


Easily Post Content to WordPress from Docs – Mammoth.docx Converter

Post your content directly from Docs to WordPress using one of the best WordPress plugins designed for easy document transfers. Mammoth.docx converter can be a lifesaver if you’re a content-based agency or marketing agency that posts blog content regularly using WordPress. The mammoth addon that lets you post Google Docs content directly from Docs to your WordPress website — with formatting and images intact.

Get the Mammoth.docx plugin to connect Google Docs to your WordPress website.

  1. Download the WordPress plugin.
  2. Manage the plugin settings from the WordPress menu.
  3. Open a Google Doc, edit the document as normal (including formatting and images).
  4. Download the Doc and save as a Microsoft Word .docx file.
  5. Add a new post in WordPress
  6. Scroll to the bottom of the page,
  7. Select the option to upload the document to WordPress.

When you scroll up, you’ll see your fully edited and proofread document ready for publishing on your WordPress blog!

Final Thoughts 

Now that you have the inside scoop on how to use Google Docs to boost your productivity, you can feel more confident when writing for blogs, websites, email campaigns and more with ease. Need to hire a writer? Contact msloydwrites today!

How Google Keep Boosts Your Productivity

#marketingtips #marketingtipsforwriters

Have you ever tried using Google Keep for organizing your business, home, or office? I have, and I highly recommend Google Keep for writers and marketers at all levels to help increase productivity and organization — at all levels.

Google Keep has helped me to become more organized. I can find content easily using built-in tools and tricks that Google has installed to make using Keep easier. That’s the good news.

The even better news for docs lovers is that Google Keep plays nicely with Google’s existing suite of apps. As a bonus you can even use Keep as a sidebar option inside the popular Google Docs word processing platform! #winning

The Keep app is free to download on the App Store, Google Play, and can also be easily accessed directly by visiting the keep website on a desktop, laptop, or tablet. The app is multi-functional and highly user-friendly.

If you already  have a Google account through Gmail or another connected @Google service, you can be up and running within a matter of minutes.

(New Google users, don’t worry if you don’t already have a Google account.)

Google Keep – Getting Started

Setting up a new Google Keep account is easy — and it only takes a few minutes.  New users can create a Google account once you’ve downloaded and installed the app.

Follow the prompts on your device screen to register for a new account. From there, you’re all set to go!

3 Little-Known Ways to Use Google Keep 

Use with Firefox Tabs

Organize Social Media Posts

Color Code, Pin, and Search Notes

1. Use with Firefox tabs

Firefox sports a nice add-on for the Keep extension as well. The Firefox add-on let’s you take Keep notes from anywhere you are on the web to share and review later. Firefox also has a split-screen option for viewing keep notes alongside open web brower windows.

2. Organize your social media posts (fast!)

Using Google Keep makes it easy to organize your social media posts. Create, curate and share social images and content across multiple devices and platforms. Use Google Keep to plan and manage social posts for individual or bulk scheduling. Keep also has handy built-in features so users can collaborate on a shared social media projects with teams.

Google Keep has built-in options for:

  • Reminders
  • Collaborate
  • Color-coded notes
  • Adding images
  • Archive
  • Checkboxes
  • Copy to Google Docs


ProTip: Use Google Keep notes to add line breaks for Instagram posts.

3. Color code and pin notes

Color coded notes make content easily searchable. (I assign a color to each category of my notes on Keep.) Google keep has an option to pin important notes so that you can keep track of them more easily. This is one of my favorite features of the app!

By the way, did you know that Google Keep Notes are searchable? This is great news for getting things done faster – especially if you happen to close a note before you’re finished editing and anxiety begins to set in << Like I have.


Google Keep is a multi-purpose note-taking app that can be downloaded for free on the app store, android, google play, amazon stores.

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